Laura Salesse — Eight Roads - Fintech x AI - part 2 : The rise of agentic payment infrastructure - September 2025

This LinkedIn article, part of a series on Fintech and AI, explores the rise of agentic payment infrastructure. It argues that for AI agents to autonomously complete transactions, fintech rails must evolve to handle agent-native identity, permissions, wallets, real-time API-triggerable payment rails, and compliance frameworks like 'Know Your Agent' (KYA). The article outlines two initial approaches: human-in-the-loop (agent prepares checkout, human enters card) and stored credentials (agent uses saved credentials, but still blocked by CAPTCHAs and expiring data). Use cases include procurement agents, personal shopping agents, and corporate travel agents that currently fail at the checkout wall.