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SimplyBudget, AI Finance Tracker

Free
FreeFree tier
Inputs: text
Type
Open Source

About SimplyBudget, AI Finance Tracker

SimplyBudget AI is a finance tracking app that leverages artificial intelligence to simplify expense logging and financial management. Users can speak their expenses, and the AI automatically fills in amount, merchant, category, date, and logo. It also offers an 'Ask Me AI' feature for instant spending insights, automatic expense detection from purchase emails via Google account sync, and visual spending breakdowns. The tool has a free tier with basic features and a premium plan for unlimited transactions and advanced AI capabilities.

Key Features

Voice expense logging: speak amounts, merchant, category, date, and logo auto-filled
Ask Me AI: instant answers and personalized insights about spending
Automatic expense tracking: detect and log purchases from emails via Google account sync
Visual spending breakdowns: clear charts and trends to understand where money goes
Redesigned intuitive interface (v7.4) with cleaner workflows
Premium features: advanced voice AI, logo attachment, email sync, unlimited transaction logging

Pros & Cons

Pros
  • Voice logging eliminates manual typing and speeds up data entry
  • AI-powered answers provide instant, contextual spending insights
  • Automatic email detection reduces effort and improves accuracy
  • Clean, modern interface with a simple user experience
  • Free forever plan available (30 transactions/month)
Cons
  • Free plan limited to 30 transactions per month, requiring upgrade for heavier use
  • Advanced voice AI and email sync features are behind the $4.99/month premium plan
  • Automatic email detection requires connecting a Google account, which may raise privacy concerns for some users

Best For

Logging daily expenses hands-free while on the goGaining quick insights into spending patterns and category trendsAutomatically tracking purchases from email receipts without manual entryVisualizing monthly budgets and identifying areas to cut back

FAQ

How do I log expenses with SimplyBudget?
You can speak your expense (e.g., 'I spent $15 at Starbucks') and the AI automatically fills in the amount, merchant, category, date, and logo. You can also log manually or connect your Google account to automatically detect purchase emails.
What is the 'Ask Me AI' feature?
It allows you to ask natural language questions about your spending, such as 'Where did I spend the most this month?' or 'What categories are highest?', and receive instant AI-powered insights.
Is there a free version?
Yes, there is a free forever plan that includes basic voice AI, logo attachment, and up to 30 transactions per month. Premium plans offer unlimited transactions, advanced voice AI, and email sync.
How does automatic expense tracking work?
By connecting your Google account, SimplyBudget can detect purchase confirmation emails and automatically log those expenses, including amounts and merchant details.