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Credyt

Freemium

Real-time monetization for AI

FinanceFreemium
Type
Saas
Company
Credyt

About Credyt

Credyt is a wallet-native monetization engine built specifically for AI. It enables AI businesses to define pricing in any currency and charge for usage in real-time from pre-funded credit accounts. Credyt aims to provide an OpenAI-like billing experience, including features like top-ups, auto recharge, and usage reporting, allowing AI startups to implement real-time, usage-based pricing models efficiently.

How to Use

To use Credyt, businesses define their event-based, dimensional pricing models within the platform. They then send usage events (e.g., credyt.bill with event type, customer ID, and usage data like tokens). Credyt automatically calculates fees, debits balances in real-time, and provides a branded customer portal where users can track their balances, usage, and manage top-ups.

Key Features

  • Real-time Billing
  • Wallet-native Architecture (programmable multi-asset wallets)
  • Customer Billing Portal (branded, OpenAI-like experience)
  • Flexible Pricing Engine (event-based, dimensional pricing)
  • Profitability Tracking (correlates revenue and cost events)
  • Auto Recharge and Top-ups

Use Cases

  • Monetizing AI products with usage-based, credit-funded models.
  • Charging customers for AI usage in real-time to match compute costs.
  • Providing customers with transparent usage reporting and balance management.
  • Tracking profitability of AI workloads, product outcomes, or customers.
  • Managing pre-funded credit accounts for AI services with auto-recharge capabilities.

Key Features

Real-time Billing
Wallet-native Architecture (programmable multi-asset wallets)
Customer Billing Portal (branded, OpenAI-like experience)
Flexible Pricing Engine (event-based, dimensional pricing)
Profitability Tracking (correlates revenue and cost events)
Auto Recharge and Top-ups

Pros & Cons

Pros
  • No percentage of revenue taken – flat $1 per active wallet per month
  • No markup on payment processing fees
  • Real-time authorization prevents cost overruns
  • Easy integration – design pricing in minutes, paste a prompt or use API
  • Built by experienced payments team from Visa, Checkout.com, TrueLayer, SumUp
  • Free forever tier for testing with first 10 active wallets included

Best For

Monetizing AI products with usage-based, credit-funded models.Charging customers for AI usage in real-time to match compute costs.Providing customers with transparent usage reporting and balance management.Tracking profitability of AI workloads, product outcomes, or customers.Managing pre-funded credit accounts for AI services with auto-recharge capabilities.

Alternatives to Credyt

FAQ

Does Credyt take a percentage of revenue?
No. Credyt charges $1 per Monthly Active Wallet and does not take a percentage of what your customers pay or add a markup to payment processing fees. Your revenue is your revenue.
What counts as a Monthly Active Wallet?
A wallet is considered active if it has at least one transaction in the billing month. Wallets with no activity cost $0.
What happens if a customer's balance hits zero?
Credyt checks the balance before usage is authorized. If the balance is insufficient, the action is blocked, preventing cost overruns.
Is there a free tier?
Yes. The free tier includes full API access in test mode, no time limit, and the first 10 active wallets every month, free forever. You pay only when you go live.