IRSplus - SETC Tax Credit logo

IRSplus - SETC Tax Credit

Paid

Claim your self‑employed SETC tax refund—fast, secure, and tax‑free.

#tax#self-employed#IRS#e-filing#W-2#1099#refund#real-time error checking#guided submission
Inputs: text, fileOutputs: text, file
Type
Saas
Company
IRSplus

About IRSplus - SETC Tax Credit

IRSplus is a specialized tax filing platform designed to help self-employed workers, sole proprietors, and independent contractors claim the Self-Employed Tax Credit (SETC) refund. The service provides an online calculator to estimate potential refunds—advertised as up to $32,220—and guides users through a step-by-step qualification questionnaire. After uploading tax returns and identification, the platform handles the application filing and mailing within 48 hours, with the IRS typically issuing refund checks within 8-12 weeks (currently reported as 9 weeks). The platform also offers online W-2 and 1099 corrections to ensure accurate and compliant submissions.

IRSplus positions itself as an IRS-authorized e-file tax provider, not a marketing agency, and has been in business since 2017. It offers two fee options: a "pay after" model where the fee (25% of the refund) is deducted only after the client receives their checks, and an upfront payment option with a discounted rate (20%) that also includes payment plans via PayPal Pay Later. Both options include Errors & Omissions insurance coverage, audit defense protection, a comprehensive SETC report, and a 100% money-back guarantee stated in the agreement.

The platform emphasizes security and compliance, with real-time error checking and step-by-step guidance throughout the filing process. It claims a 100% success rate for approved applications and is trusted by over 50 professional affiliations. The service is available to self-employed workers across the United States, with a focus on maximizing tax-free refunds under the SETC program.

Key Features

Easy W-2 and 1099 Corrections
Secure Online Platform
IRS-Authorized E-filing
Real-time Error Checking
Direct Submission to Federal and State Agencies
Printable and Downloadable Forms
Supports Multiple Form Types
Step-by-Step Guidance
Instant Confirmation of Filing
No Software Installation Required

Pros & Cons

Pros
  • No upfront fees required for the pay-after option; fee is deducted only after receiving the refund
  • Advertises a 100% success rate for approved applications and a money-back guarantee
  • Includes audit defense protection and E&O insurance coverage in both fee options
  • Provides a free SETC guide and calculator to help users estimate their potential refund
  • Offers payment plans (6, 12, 24 months) for the upfront fee option via PayPal Pay Later
Cons
  • Service fee of 20-25% of the refund amount may be considered high compared to DIY filing
  • Refund timeline of 8-12 weeks (currently 9 weeks) may be longer than some users expect
  • Only available for self-employed workers; not applicable to W-2 employees or others not eligible for SETC
  • Free tier or trial is not mentioned; the service appears to be fee-based with no free filing option
  • The platform's focus is solely on SETC and related corrections; it does not offer general tax preparation services

Best For

Freelancer: Estimate eligibility and file for the SETC refund with guided steps and instant e-filing.Gig driver: Calculate qualified days and claim a potential tax-free refund up to $32,220.Independent consultant: Verify income records, correct any 1099 errors, and submit securely to the IRS.Sole proprietor: Use real-time error checks to avoid mistakes and track filing confirmations.Real estate agent: Quickly determine eligibility by income and eligible days, then file online.Delivery app worker: Organize eligible days and e-file your SETC claim with status updates.Online seller: Correct 1099 forms as needed and keep printable records for compliance.Tax preparer: Assist self-employed clients with step-by-step guidance and direct e-filing.Newly self-employed: Learn requirements, check eligibility, and file without installing software.Small business owner: Manage multiple supported form types and submit corrections to federal and state agencies.

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