AI-Powered Personal Finances Manager with Gemini, Telegram & Google Sheets

This n8n workflow empowers individuals to manage personal finances effortlessly through Telegram integration. Send text or audio messages to your bot to log, edit, or delete transactions; Gemini AI intelligently interprets and categorizes them as income or expenses, automatically handling IDs and dates before storing in Google Sheets.

Key features include querying totals like 'How much on food this month?', generating summaries, and monthly reports—all delivered in formatted HTML via Telegram. It's perfect for freelancers, small business owners, or anyone tired of manual spreadsheets, saving hours on tracking and analysis.

Setup is straightforward: deploy on self-hosted n8n, connect Telegram bot, Google Sheets, and Gemini AI. Customize sheet structure with columns for id, type, value, etc. Instantly gain AI-driven insights without apps or complex tools, making finance management accessible and automated.

Benefits include real-time control, error-free categorization via AI, and scalable querying for better financial decisions. Ideal for personal use or scaling to family budgets.