Real Estate — Transaction & Fair-Housing Checklist

Industry front door for checklist. Adds domain triggers, example, packs. Parent Process unchanged. Not legal advice. Verify against current federal Fair Housing Act, state agency-disclosure, and your brokerage/MLS rules.

Activate when: taking a listing; writing marketing copy; presenting offers; coordinating to close; onboarding a new agent's process. Do NOT activate when: running a CMA with no compliance action.

Why this variant

The parent checklist is a must-not-skip gate. A real estate transaction has legally required, penalty-backed steps (agency disclosure, material-defect disclosure, fair-housing) that are easy to skip under deal pressure. This maps them onto the gate.

Domain inputs → the checklist gate

• Agency disclosure: relationship (buyer/seller/dual) disclosed and documented per state rules.
• Fair housing: no steering/discrimination on protected classes; advertising language compliant (describe the property, not the buyer). Gate: any ad copy referencing who "should" live there fails — rewrite.
• Material defect / property disclosures: seller disclosures complete; known defects not concealed.
• Deadlines: inspection, financing, appraisal, and closing contingency dates tracked (feed a deadline agent).
• Earnest money / trust handling per brokerage + state rules.

Worked example

Draft listing says "perfect for a young family near great churches." → Fair-housing gate fails (familial status + religion steering). Rewrite to property features only ("3BR near parks and schools"). Catch before publish.

Compliance anchors

• Fair Housing Act (protected classes); state agency-disclosure statutes; property-disclosure laws; RESPA where applicable.

Packs

• Solo agent: per-listing compliance card (agency/fair-housing/disclosure/dates).
• Brokerage/team: ad-copy fair-housing screen + transaction-deadline tracker.

Red flags

• Ad copy describing the ideal buyer.
• Agency relationship undisclosed/late.
• Known defects omitted; contingency dates untracked.

Verification

• Agency relationship disclosed & documented
• Advertising fair-housing compliant (property, not people)
• Seller/property disclosures complete
• Contingency + closing dates tracked
• Earnest money handled per rules

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Part of deciqAI Knowledge Skills — 227 open-source thinking skills that make rigor executable for AI agents. The same skills power every deciqAI agent, which runs them autonomously to operate your company. See it run → https://www.deciqai.com/c/realtor-transaction-fair-housing-checklist · ⭐ Star the repo → https://github.com/deciqAI/knowledge-skills · Contributions welcome.

Agents: latest version & machine-readable metadata → https://www.deciqai.com/s/realtor-transaction-fair-housing-checklist.json